Unemployment numbers continue to increase each week as more people lose their jobs because of the COVID-19 pandemic. If you have lost your job because of coronavirus layoffs, you may be entitled to enhanced unemployment benefits. You may also want to talk with our Arizona bankruptcy lawyers about a bankruptcy case to help you deal with the debts that are piling up because you are out of work.
What is the Difference Between Being Laid Off and Being Furloughed?
If you have been laid off, you have lost your job. A layoff has the same effect on your job as being fired. However, being laid off is the termination of your job without fault. In other words, you did nothing wrong to cause your employer to terminate your employment.
If you have been furloughed, you are still employed. Your job is being held until you return to work. The furlough is an unpaid leave of absence.
In both cases, you may be entitled to unemployment benefits if you are not receiving pay from your employer.
Am I Entitled to Unemployment Benefits Under The CARES Act If My Unemployment is Related to The Pandemic?
The CARES Act expanded unemployment benefits to independent contractors, part-time employees, gig workers, freelancers, and other workers who would not usually be entitled to unemployment benefits. It also extended unemployment compensation for an additional 13 weeks and added $600 per week to the amount of compensation paid by the state.
How Do I File Unemployment in Gilbert, AZ?
Claims for unemployment benefits may be filed online with the Arizona Department of Economic Security (DES). If your unemployment is related to COVID-19, you need to file for unemployment benefits through the Pandemic Unemployment Assistance program.
There is a separate online portal for regular unemployment benefits and PUA benefits. Make sure that you choose the correct portal to ensure that your application is processed correctly, and you receive maximum unemployment benefits. There are detailed instructions and FAQs on the DES website.
Am I Eligible for Unemployment Benefits?
Except for the changes that were made by the CARES Act or specific changes in state policies, employees must meet all other requirements to qualify for unemployment benefits. You can apply for benefits online. If your claim is denied, pursue the claim. Request a written explanation for the denial. The denial may be an error or a technical issue with your claim that can be resolved by communicating with the DES.
How Can I Pay My Bills If I Am Laid Off or Unemployed?
The Arizona Department of Housing provides information on its website for tenants and homeowners who are having difficulty in making their rent and mortgage payments.
Also, 2-1-1 Arizona has a list of resources and assistance, including help with food, shelter, and basic necessities, on its website. You can also call “211” to obtain information about assistance for Arizona residents struggling financially because of the COVID-19 pandemic.
Should I Contact a Gilbert Bankruptcy Lawyer?
Yes, you should contact our Gilbert bankruptcy attorneys if you are having trouble making your debt payments. You may qualify for a Chapter 7 bankruptcy case, which could get rid of debts in just four to six months. Your financial situation dictates whether you can file under Chapter 7, or you need to file under Chapter 13.
Contact Our Gilbert Bankruptcy Lawyers for a Free Case Review
The legal team of 602 Law Group is working with individuals to determine the best way to handle debt problems. We understand that this is a stressful time for you and your family. We are here to answer questions and help if you need bankruptcy advice.
Call 602-562-5000 now to schedule your free consultation with a Gilbert bankruptcy lawyer.